Archive for the 'Rehabilitation' Category

Published in Truckstop News January 2010.

In this month’s issue Steven Hinchliffe of the specialist Personal Injury Compensation firm Hinchliffes Solicitors considers “THE PITFALLS OF DEALING DIRECT WITH INSURERS IN A ROAD ACCIDENT CLAIM”

This article looks at the very beginning of road accident claims, how they are funded and the pitfalls to be aware of, particularly regarding insurance companies.  However, similar issues could apply to any type of accident compensation claim.

For many commercial entities involved in the personal injury claims business, an accident is purely a commodity to be bought and sold.  Despite the apparent lack of openness, almost all insurance companies will trade a claim for cash, potentially exploiting the injured party rather than protecting their interests.  Many insurers may soon be launching advertising campaigns to persuade the public to deal with them direct, but concealing their real motivation.

Like all injury compensation claims, a road accident claim can only be pursued by solicitors.  Adverts from claims companies on TV, on the Internet and in newspapers might suggest they will handle each case personally, but this is incorrect.  They actually sell the claim to solicitors on their appointed panel, often for a price of between £600 and £800.  The chosen solicitor will usually handle the matter on the basis that the injured person pays no legal costs, but some claims companies either charge a set amount or take a slice of the compensation once the case is successful, and which can amount to a substantial figure.  Before responding to this type of advertising, why not do some research and find a firm of specialist claims solicitors with a proven track record, and deal with them direct.

Published in Truckstop News November 2009.

In this month’s issue Steven Hinchliffe of the specialist Personal Injury Compensation firm Hinchliffes Solicitors will consider more “READERS’ SUCCESSFUL ACCIDENT CLAIMS”.

Continuing his review of successfully completed accident injury claims, Steven Hinchliffe looks at various situations experienced by readers of Truckstop News that ultimately lead to an award of personal injury compensation.

All of the accident victims mentioned in this series of articles are clients of my firm, Hinchliffes Solicitors.  They have kindly given their permission for the disclosure of their details, and in particular of their real life experiences of incidents resulting in personal injury claims, and the steps taken to make a successful accident compensation claim.  All of these clients contacted my firm after seeing our details in Truckstop News – and some of the names referred to may be familiar to you.

Published in Truckstop News August 2009.

In this month’s issue Steven Hinchliffe of the specialist Personal Injury firm Hinchliffes Solicitors will consider some “READERS’ SUCCESSFUL ACCIDENT CLAIMS”.

Over the next few months Steven Hinchliffe will look at a number of different accident situations experienced by readers of Truckstop News leading to an award of compensation.

All of the accident victims mentioned in this series of articles are actual clients of my firm, Hinchliffes Solicitors.  They have kindly given their permission for the disclosure of their details, and in particular of their real life experiences of incidents resulting in personal injury, and the steps taken to make a successful accident compensation claim.  All of these clients contacted my firm after seeing our details in Truckstop News – and readers may recognise some of names referred to.

In each article I will highlight several different types of accident, but the common trend that will emerge is the effect on each individual’s life.  They all suffered injury (with varying degrees of seriousness) and many lost income as a result, along with other financial losses.  Although using the process of law as a means of redress cannot truly compensate for the trauma and inconvenience suffered, it can assist in requiring the guilty party to provide medical treatment and rehabilitation, in addition to financial relief by way of awards of compensation.  The basic aim of an accident claim is to try and return the injured party to the position that he or she would otherwise have been in had the accident not happened.

Published in Truckstop News  – January 2009.

In this month’s issue Steven Hinchliffe of the specialist Personal Injury firm Hinchliffes Solicitors will consider “REHABILITATION TREATMENT FOLLOWING AN ACCIDENT”.

Accident compensation cannot fully recompense an injured person for their pain and suffering or for all their losses.  The use of rehabilitation is therefore becoming more common during Personal Injury claims.  One of the main purposes of rehabilitation is to try and return the injured person to as productive and independent a lifestyle as possible by means of medical, functional and vocational intervention.

The 2007 Rehabilitation Code aims to “promote the use of rehabilitation and early intervention in the compensation process so that the injured person makes the best and quickest possible medical, social and psychological recovery”, and applies to all claims, irrespective of the severity of the injuries suffered.

Employers’ misconceptions and general lack of knowledge about rehabilitation for injuries resulting from an accident at work or absence due to ill health could be costing them up to £610 million each year.

EEF (employers’ organisation) and Unum (disability insurer) have published “The Sickness Absence Report 2008″, which indicates that businesses actively providing rehabilitation for injured or sick employees have enjoyed a 0.7% lower absence rate as a result.

This equates to an extra 1.5 days’ work per employee each year, and in the manufacturing industry this means something in the region of 4.5 million working days.