Archive for the 'Claims regulation' Category

Below is an article which appeared recently in the Worcester Evening News but frankly it could have been in any local or national newspaper.  It is another example of an ill informed MP jumping on the anti claims bandwagon by attacking people who make personal injury compensation claims.  It must not be forgotten that they did not ask to be injured and compensation is only awarded where the other party can be shown to be at fault.  Fraud must be stamped out and only proper claims proceed but anyone who is persuaded that insurance companies will lower their premiums if claims are curtailed is extremely naive.  To be fair to the Worcester Evening News they asked for my comments and they faithfully reproduced them.  Here is the article as printed:-

BEGINS

As increased whiplash claims are blamed for spiralling costs in car insurance, Worcester’s MP is calling for a crackdown on the compensation payouts that are proving a real pain in the neck for motorists.

Although the number of casualties in road accidents has fallen by almost 25 per cent since 2005, the number of insurance injury claims has doubled, the Government’s transport committee announced this week.

In 2011 I wrote an article for Truckfest to go in their visitor show guides for the May and July shows.  Since it covers some practical points I thought it might be helpful to reproduce it below.  To see it in full glossy colour click the pdf link below.

Truckfest Article 2011 – pdf

I’VE BEEN INJURED IN AN ACCIDENT AND NEED SOME ADVICE

Steven Hinchliffe of HINCHLIFFES SOLICITORS answers your questions about compensation claims.  His firm has years of experience in helping injured lorry drivers, their families and members of the public get their lives back on track following accidents.

Published in CV Driver July 2011.

This is the seventh in a series of articles written by solicitor Steven Hinchliffe, who is the owner and Principal of the specialist Personal Injury firm HINCHLIFFES SOLICITORS.

In these articles he will consider various issues relating to the accidents commonly suffered by professional drivers and the sometimes devastating injuries they sustain.  The firm has many years of experience in handling accident claims on behalf of injured victims – not only recovering millions of pounds in compensation, but also securing medical and other rehabilitation treatment to aid their recovery and return to normal life. 

This article outlines the main procedures that your solicitor should comply with to protect your position and achieve the right result when dealing with your accident compensation claim.

Published in CV Driver April 2011.

This is the fourth in a series of articles written by solicitor Steven Hinchliffe, who is the owner and Principal of the specialist Personal Injury firm HINCHLIFFES SOLICITORS.

In these articles he will consider various issues relating to the accidents commonly suffered by professional drivers and the sometimes devastating injuries they sustain.  The firm has many years of experience in handling accident claims on behalf of injured victims – not only recovering millions of pounds in compensation, but also securing medical and other rehabilitation treatment to aid their recovery and return to normal life. 

This article outlines how different companies view accident claims, and the tactics used by some to encourage injured victims to deal direct with them.

Published in Truckstop News April 2011.

In this month’s issue Steven Hinchliffe of the specialist Personal Injury Compensation firm Hinchliffes Solicitors will consider how “YOUR ACCESS TO JUSTICE IS IN JEOPARDY”  

I was recently involved in a financial transaction and received very poor service from a high street bank.  As a result I incurred several thousand pounds of expenditure I had not bargained for.  I made a formal complaint and claimed my losses, but the bank refused to deal with the matter.  I therefore involved the Financial Services Ombudsman and although I do not know what the outcome will be, there is now an independent party considering the merits of my complaint, and if it is upheld they will require the bank to compensate me.

How is this relevant to someone wanting to make a claim for personal injury compensation?  Let me explain.  If you are injured in an accident and the party responsible refuses to pay compensation, you can put your case before a Judge at a trial (ie an independent party).  If they find in your favour they can assess the amount you should receive for your injuries and financial losses, and require your opponent to pay this, together with your legal costs.

Published in CV Driver May 2011.

This is the fifth in a series of articles written by solicitor Steven Hinchliffe, who is the owner and Principal of the specialist Personal Injury firm HINCHLIFFES SOLICITORS.

In these articles he will consider various issues relating to the accidents commonly suffered by professional drivers and the sometimes devastating injuries they sustain.  The firm has many years of experience in handling accident claims on behalf of injured victims – not only recovering millions of pounds in compensation, but also securing medical and other rehabilitation treatment to aid their recovery and return to normal life. 

This article outlines the current rules about who pays the legal costs in an accident claim, but warns that the clock is now ticking as the rules are soon to be changed.

Published in Motorcycle Monthly April 2011. 

It’s happened.  You’ve had a road accident.  But what do you do now?  MCM has the answers…

In the second of a two-part feature, solicitor and biker Steven Hinchliffe outlines when and how to make claims for any personal injury and property damage following a road accident, and considers the basic elements that need to exist for the claim to be successful.

WHO WAS RESPONSIBLE FOR THE ACCIDENT?

For a compensation claim to be successful, you must show that the accident has occurred because of the negligence or fault of the other driver or road user.  If their “duty of care” to you is breached and as a result you are injured, then it is highly likely that you will have grounds to recover compensation.

Published in Motorcycle Monthly March 2011. 

It’s happened.  You’ve had a road accident.  But what do you do now?  MCM has the answers …

In the first of a two part feature, solicitor and biker Steven Hinchliffe outlines some of the issues that should be considered following the unfortunate event of a road accident, plus offers guidance on the initial steps to take.

WHAT TO DO IMMEDIATELY AFTER THE ACCIDENT

Before you think of anything else, switch off your bike and get away from any fuel spill.  Then take a note of relevant details: it’s useful to keep a pen and paper under your bike seat, together with a copy of your insurance certificate, for this type of situation.

If you are injured or in shock you may not be able to obtain all the information you need, or maybe overlook things in the immediate aftermath, but it is important to record as much of the following as possible:-

Solicitor Steven Hinchliffe, the Principal of Malvern based specialist personal injury firm Hinchliffes Solicitors, looks at who pays the legal costs associated with personal injury claims and seeks to calm some of the fears which deter injured people from making valid claims for compensation for their injuries and financial losses.

Hinchliffes Solicitors handles accident at work, road accident and many other types of cases for clients throughout England and Wales.  However a significant proportion of the firm’s clients are local to Malvern and the surrounding towns of Ledbury, Upton upon Severn, Tewkesbury, Pershore, Evesham, Droitwich, Redditch, Tenbury, Bromyard and the cities of Hereford and Worcester.

Legal costs can be a major concern when considering whether to make an accident compensation claim.  Contacting solicitors can appear daunting and potentially expensive.  However, most specialist accident lawyers are very approachable, and able to set people’s minds at rest about the claims process and costs implications.

A Lincolnshire global frozen vegetable merchant has recently received a £10,000 Court fine after an employee had his finger amputated following an accident at work.

The employee was attempting to make straight some boxes on an automatic palletising device at the Pinguin Food plant in Boston, Lincolnshire.  The mechanism he was working with had a Perspex guard but this allowed the employee access to the guarded enclosure while the machine was running.  In fact, when the accident occurred the employee was standing behind the guard but was still able to get his fingers caught between a pallet and the conveying platform.

The employee lost his middle finger from the tip to the first knuckle and was away from work for six months.